Formally, Sainsbury's Finance is the trading name of Sainsbury's Bank plc.
- Sainsbury's Bank, trading as Sainsbury's Finance, is a joint venture between J Sainsbury plc and Bank of Scotland, part of the Lloyds Banking Group.
Sainsbury’s Bank was the first bank to be opened by a major British supermarket, and began trading in February 1997. The FSA gave it a banking license separate from Bank of Scotland and Lloyds Banking Group. Sainsbury’s Bank typical financial products, including insurance, credit cards, savings and loans.
Customers can apply for Sainsbury's Bank products online or by phone. Sainsbury's Bank products are linked to the Nectar reward scheme, which was originally used by Sainsbury's to provide "points" for people buying products in their stores. The Nectar scheme has been taken up by many other retail outlets since in its inauguration. Sainsbury's Homebase replaced their own reward scheme with Nectar rewards in 2009, and some utility companies now give out Nectar points for every unit of energy sold. This makes the Sainbury Bank offering quite attractive to Sainsbury supermarket customers, given the widespread uptake of rewards, the points can really start to add up.
Buy 2008 Sainsbury's Bank had over 1.5 million active customers with deposits in excess of £6 billion.
www.sainsburys.co.uk The home of Sainsbury's online internet presence.
Sainsbury's jobs An overview of finding a job at Sainsbury's. Contains tips on preparing for interview, and the best sites for finding Sainsbury's vacancies.
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