Tesco Car Insurance Quotes

Tesco car insurance quotes could save you 30%, according to Direct Excellence July, 2005.*

The Tesco car insurance application process is straightforward, taking about ten minutes. You'll need important details to hand, including: vehicle registration, estimated annual mileage, and details of claims and convictions.

Tesco Car Insurance is offered at a 10% discount in the first year if you buy online.  Other advantages:

• Tesco car insurance offers comprehensive cover against theft, fire, accidents, and injury.
• It is offered with great deals from Nationwide Autocentres—check out the MOT and servicing discounts.
• It allows you to insure your van.
• Most claims are agreed with a short phone call, and there are great no claims discount rewards.
• There's a 24 hour Accident Recovery Helpline, and Windscreen Repair and Replacement Service. You can also get a Temporary Replacement Car delivered to your doorstep within 3 hours.

The online process for signing up for Tesco car insurance quotes is straightforward, you shouldn't need any hand-holding from counter staff. Also, you don't have to commit to anything immediately. You are given a quote and have 90 days to decide.

*Direct Excellence specialise in comparing customer experience and price over many sectors. Newspapers use them to produce snippets: “…recent research by direct excellence, an independent researcher, for Tesco Car Insurance suggests that almost three in four female motorists could save money by choosing a mainstream insurer over a woman-only specialist. It found that shopping round the mainstream insurers as well as the specialists could mean the average woman driver saving £85 or more.” The Sunday Times, Oct. 2005.

Tesco have the reputation of being one of the cheapest companies for beginner drivers. They are also generally very good at providing hire cars, and arranging repairs efficiently without much stress to the owner.

Tesco car insurance: tips

Below are some tips and suggestions for keeping the cost of Tesco car insurance down. I hope you will find them useful, whatever company you choose:

• Ask yourself if you really need to own a car!

... if you do:

• Drive an eco-friendly car with the smallest engine and highest MPG you can find.
• Limit the number of miles driven, and give your provider an estimate of your annual mileage.
• Check if fitting a new alarm will reduce your premium. Make sure to fit the alarm before taking out the policy. 
• Always check the online deals, some companies offer great discounts online.
• Choose to pay a higher excess fee.
• Check if you would get a discount by completing Pass Plus training.
• If you don't have an immobiliser, check if you  can get a lower car quote if you fit one.
• Check companies that might offer special discounts for your social group. For instance, Endsleigh have good offers for students.
• Restrict the number of drivers named on your policy, especially those under twenty-five years old.
• If you have been named on another policy for a few years you may get a reduction if you take out your own. Make sure to check this with your prospective companies.
• Protect your 'no claims' bonus as soon as possible.
• Don't modify your car.
• If you have a very cheap car third-party, fire and theft cover might be sufficient.
• Use a locked garage for overnight parking.
• Check to see if your firm has negotiated cheap car insurance.
• If you are offered a renewal by post, check to see if renewing online will be less than renewing by post.
• Don't be bullied into using the company's repair shop if you already have a trusted mechanic. 

Reviews

Check for Tesco car insurance quotes from a variety of vendors. There are several sites at which you can compare Tesco with other car companies. These include Prudent Minds and Motor Quote Direct. Access several of these, they will often turn up some good offers.